Workers Compensation FAQ for the Employees

Workers Compensation FAQ

Workers’ compensation is a state-mandated insurance program that provides benefits to employees who suffer job-related injuries and illnesses. Each state has its own laws and programs for workers’ compensation.

In general, an employee with a work-related illness or injury can get workers’ compensation benefits regardless of who was at fault—the employee, the employer, a coworker, a customer, or another third party. But there are some limits!

Workers Compensation FAQ for the Employees

Are all on-the-job injuries covered by workers compensation?

If the claim is accepted, your on-the-job injury is covered by workers’ compensation insurance.

Do I have to be injured at my workplace to be covered by workers’ comp?

No. As long as your injury is deemed job-related, it will be covered. For example, you will be covered if you are injured while traveling on business, completing a work-related errand, or even attending a required business-related social function.

Who pays Workers compensation benefits?

If the claim is accepted, your employer’s workers compensation insurance company will cover all costs associated with the claim.

What is not covered by workers compensation insurance?

Workers’ compensation insurance covers all medical expenses brought about from injuries that happened at work. Non-work related medical problems are covered by your regular medical insurance and are not accepted by the workers compensation insurance company.

How long after an accident do I have to report it to my employer?

You should report the accident to your employer as soon as possible. The longer it takes to report the injury, the higher the likelihood that you claim gets denied.

Does workers’ compensation cover just my medical bills?

Workers’ comp does pay hospital and medical expenses that are necessary to diagnose and treat your injury. If your injury prevents you from working for a certain amount of time, worker’s comp also provides disability payments while you are unable to work (typically, about two-thirds of your regular salary). Depending on the state and the injury, it may also pay for rehabilitation, retraining, and other benefits.

Are my drug test results confidential?

Yes. All Urgent Care Network sites adhere to all test result information disclosure laws. Your results are only communicated to the authorized employer representative who requested the test.

What should I bring when I come for treatment or services?

You must bring a valid photo I.D., such as a driver’s license, passport, military ID, employment badge, or school identification card. Your photo identification will be copied and kept on file.  We will obtain authorization from your employer authorizing you to be seen as a patient for a worker’s comp injury.

How many clinics does Urgent Care Network operate in Omaha?

Urgent Care Network currently has three locations in the Omaha metropolitan area. Our three clinics are:

Our staff is here every day of the week to assist with your urgent care workers compensation needs.  No one can anticipate when an urgent care will be needed, so it’s good to know where they are in your area.

Disclaimer
The information contained on this webpage is for educational purposes as well as to provide general information and general understanding of the pertinent medical issue only, not to provide a specific diagnosis. This information is not intended to be a substitute for professional medical advice. By using this blog/web site you understand there is no doctor patient relationship between you and the blog/web site publisher. The information included on this site should not be used as a substitute for medical advice from a licensed medical professional in your state. Neither Urgent Care Network, its subsidiaries, affiliates, assignees or successors in interest, nor any other party assume liability for loss or damage due to reliance on content of this blog/web site. If you are experiencing a severe medical issue, you should seek emergency assistance immediately.